In Jersey, please contact the Office of the Information Commissioner In some cases we may also share it with our business partners, if you also have a relationship with them. • Credit card providers like Visa and Mastercard We’ll only do this if they agree to keep your data safe and private. • Employers (for instance, to get a reference if you apply for a mortgage) You can object to an automated decision we have made, and ask that a person reviews it. We may place you in groups with similar customers. TradingView UK. If you borrow, it will also include details of your repayments and whether you repay in full and on time. Or we may try to bring other businesses into Lloyds Banking Group. Someone linked with you or your business’s product or service. • Fraud prevention agencies • Public information sources such as the Electoral Register or Companies House If we or an FPA decide there is a risk of fraud, we may stop activity on the accounts or block access to them. You have the right to question any information we have about you that you think is incorrect. His previous appointments include Chief Financial Officer of TSB Bank plc where he took the lead role in the divestment of the TSB business from Lloyds Bank plc and its subsequent IPO and takeover. We’ll use one of these safeguards: Lloyds Bank plc and Bank of Scotland plc (members of Lloyds Banking Group), are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more about Lloyds Banking Group. • You have already asked us to stop using your data but you are waiting for us to tell you if we are allowed to keep on using it. Simply dial 18001 and then the telephone number. We do that in these ways: These are organisations that we may need to share your personal information with, because of what you can do with the product or service you have with us. You have already asked us to stop using your data but you are waiting for us to tell you if we are allowed to keep on using it. This privacy notice is to let you know how Group companies promise to look after your personal information. We only do so if you buy something from us through such a company. Seeking your consent when we need it to contact you. For example, the Money Laundering Regulations require us to retain certain data for a minimum of 5 and a maximum of 10 years. • If you have a debit, credit or charge card with us, we will share transaction details with companies which help us to provide this service (such as Visa and Mastercard). If you wish, we will provide it to you in an electronic format that can be easily re-used, or you can ask us to pass it on to other organisations for you. This includes the amount, frequency, type, location, origin and recipients. Where we collect personal information from If you have a hearing or speech impairment you can also call us using the Next Generation Text (NGT) service. Calls may be monitored or recorded. We use your personal information to help decide if your personal or business accounts may be being used for fraud or money-laundering. If you want to object to how we use your data, or ask us to delete it or restrict how we use it or, please call us on 0800 072 3572 (+44 20 7626 1500 from outside the UK). The law and other regulations treat some types of sensitive personal information as special. Passing information to the regulator as needed to allow investigation into whether we have acted in the right way. We may also share it with other companies involved in how you use the service (such as a private car park operator). We don’t use all this data in the same way. Assess whether you or your business is able to afford to make repayments, Make sure what you’ve told us is true and correct. Sometimes these firms will (who combine what you tell them with data from other many sources to study it. If you choose not to give us this personal information, it may delay or prevent us from fulfilling our contract with you, or doing what we must do by law. Even then, it must not unfairly go against your interests. This could mean a joint account holder, trustee, or fellow company director. If this is so, we will tell you. Sometimes these firms will (who combine what you tell them with data from other many sources to study it. We will only use your personal information for those purposes and will make sure that your privacy is protected. We’ll take reasonable steps to check this for you and correct it. How long we keep your personal information, 6. The CRAs may give this information to other organisations that want to check your credit status. These links will stay on your files unless one of you asks the CRAs to break the link. Other lenders may see this and we may see credit searches from other lenders. Find the latest LLOYDS BANKING GROUP PLC ORD 10 (LLOY.L) stock quote, history, news and other vital information to help you with your stock trading and investing. How we use your information to make automated decisions 4. • Someone linked with you or your business’s product or service. A number or code given to you by a government to identify who you are, such as a National Insurance or social security number, or Tax Identification Number (TIN). You will normally need to give proof that you no longer have a financial link with each other. • It has been used unlawfully but you don’t want us to delete it We may also share your personal information if the ownership of products or services or the make-up of Lloyds Banking Group changes in the future: • We may choose to sell, transfer, or merge parts of our business, or our assets including products or services. • Retailers Experian. Lloyds Banking Group is made up of a mix of companies, set up on different legal entities. The law and other regulations treat some types of personal information as special. SometimesWe send data which these firms will combine what you tell them with data from other sources to study it. Data we get about where you are. 16. Credit Reference Agencies (CRAs) How we work out what marketing you receive, 15. Cookies, 8. This is how we decide which products, services and offers may be relevant for you. Crédit Agricole Group (French: [kʁedi aɡʁikɔl]), sometimes called "la banque verte" (English: "The green bank") due to its historical ties to farming, is the world's largest cooperative financial institution.It consists of a network of Crédit Agricole local banks, the 39 Crédit Agricole regional banks, and a central institute, the Crédit Agricole S.A.. This includes data about similar accounts you may have had before. We’ll only do this if they agree to keep your data safe and private. • When you apply for our products and services Fulfil any contracts you or your business has with us. • Price comparison websites and similar companies. FPAs and cross-industry organisations may also keep a record of the risk that you or your business may pose. • It is not accurate This is also where we tell you what our legitimate interests are. We may collect personal information about you (or your business) from other Lloyds Banking Group companies and any of these sources: This covers data given by you as well as data provided by people linked with you or your business’s product or service, or people working on your behalf. • Advisers who help us to come up with new ways of doing business. Your rights, 13. Who we share your personal information with We or an FPA may allow law enforcement agencies to access your personal information. This includes sharing it outside Lloyds Banking Group. These are some of the kinds of personal information that we use: The information we have for you or your business is made up of what you tell us, and data we collect when you use our services, or from third parties we work with. If you have a secured loan or mortgage with us, we may share information with other lenders who also hold a charge on the property (For example, the other party in a shared ownership scheme). Callcredit This may result in other organisations refusing to provide you with products or services, or to employ you. 11. If you are not satisfied with our response, you can contact our Group Data Protection Officer. Here we tell you how we use automated systems to make decisions about you and your money. Or we may try to bring other businesses into Lloyds Banking Group. This section tells you how we decide what marketing to show or send you. If we do, it will only be when it is necessary: Here is a list of all the ways that we may use your personal information, and which of the reasons we rely on to do so. ), To find out more about how we use cookies, please see our, In the UK this is the Information Commissioner’s Office. Calls may be monitored or recorded. This is called a credit search. 6. Developing and improving how we deal with financial crime, as well as doing our legal duties in this respect. • Credit reference agencies such as Callcredit, Equifax and Experian • Agents, suppliers, sub-contractors and advisers This section tells you who we are, what your personal information is, and how we get it. SP10 1RE. Calls may be monitored or recorded. We sometimes use systems to make automated decisions about you or your business. LLOYDS BANKING GROUP PLC LLOY Company page - Search stock, chart, recent trades, company information, trading information, company news, fundamentals Price comparison websites and similar companies. basically the value of everyone's holding is now almost half what it was at the recent highs. Registered Fraud Prevention Agencies (FPAs), Other agencies and bodies acting for the same purpose, Help prevent fraud and / or money-laundering. We may use Credit Reference Agencies to help us with this. What we use your personal information for: Managing security, risk and crime prevention, For processing special categories of personal data. This credit score can determine whether we will give you credit, or allow you to take another product or service. 7. Other financial services companies (to help prevent, detect and prosecute unlawful acts and fraudulent behaviour). Your name, where you live and how to contact you. Discover the world’s international exchange, What should you consider before investing, Conflict of interest policy & UK bribery act. You can ask us to restrict the use of your personal information if: If we do restrict your information in this way, we will not use or share it in other ways while it is restricted. I would consider buying Lloyds shares now. To manage our relationship with you or your business. Cookies are small computer files that get sent down to your PC, tablet or mobile phone by websites when you visit them. HM Revenue & Customs, regulators and other tax authorities, UK Financial Services Compensation Scheme and other deposit guarantee schemes. • Payroll service providers During any such process, we may share your data with other parties involved. When you open an account with us, we check that the product or service is relevant for you, based on what we know. • HM Revenue & Customs, regulators and other tax authorities Companies we have a joint venture or agreement to co-operate with (such as a store or car dealership or broker offering finance deals through us). 3. This is to do with something called Open Banking, which gives you more freedom and control to use your own banking data. As of December 2020, UBS is present in all major financial centres worldwide, having offices in 50 countries, with about 30% of its approx. Here are the types of automated decision we make: We may decide what to charge for some products and services based on what we know. As an example, we have to hold pension transfer information indefinitely; and in cases of subsidence* we will keep insurance claims data for up to 15 years after you stop being a customer. This includes your Internet Protocol (IP) address. To obey laws and regulations that apply to us. This may come from your mobile phone or the place where you connect a computer to the internet. How long we keep your personal information If you do, you will still see some marketing but it will not be tailored to you. We use marketing to let you know about products, services and offers that you may want from us. • To respond to a question or complaint, or to show whether we gave you fair treatment. You also have the right to complain to the regulator, and to lodge an appeal if you are not happy with the outcome of a complaint. You can also ask us to delete, remove, or stop using your personal information if there is no need for us to keep it. Learn more on the, Put in place a contract with the recipient that means they must protect it to the same standards as the UK and EEA. This includes crimes such as fraud, money-laundering and terrorist financing. 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